Whether you want the lowest upfront cost or the highest long-term savings, we offer multiple payment options to make going solar simple and affordable.
A third-party pays for the equipment and installation. You simply pay for the power your system produces at a lower rate than your current utility bill.
Lower electricity costs
No upfront payment
No equipment or installation expense
Lease: Fixed monthly payment for equipment
PPA: Fixed or variable rate for solar power
Third-party owns and maintains the system
Finance your system with predictable monthly payments while owning your solar power from day one.
$0 down available
You own the system and its energy
Stable monthly payments compared to the utility
Monthly payments until the loan is fully paid
After payoff, your solar power is free
You own the system
Buy your system outright and receive the maximum long-term savings. Once installed, your solar power is completely free.
Highest lifetime savings
Full ownership and full control
Protection from long-term utility rate increases
One-time payment for the full system
You own the system
Actual savings will vary for each customer based on energy usage, system size, utility rates, and eligibility for local or state incentives. Solar production depends on factors such as weather, shading, and roof conditions, and may change over time. You will continue to receive a utility bill in addition to any solar payment, lease payment, or PPA charge. Utility rate increases or changes in policy may impact your long-term savings.
Sunwise Energy LLC is not a lender and does not make credit decisions. While we partner with financing providers to offer solar loan and payment options, all loan approvals, terms, and conditions are determined solely by the lender.
Sunwise Energy LLC does not guarantee specific savings, production outcomes, or financial returns.
Financing your system is only part of the decision — knowing your equipment and installation are fully protected matters just as much. Sunwise offers transparent solar financing options and industry-leading warranties on panels, inverters, and workmanship, giving you long-term confidence in your system and savings. Our flexible plans make professional solar installation services accessible for every homeowner. Choose from solar loans, leases, PPAs, or a cash purchase.
With a PPA or lease, you pay a predictable monthly rate for the power your system produces, without owning the equipment. These options offer simple pricing and lower upfront responsibility for homeowners who prefer a hands-off approach.
Solar loans let you own your system while paying over time, often with $0-down options. Sunwise offers competitive solar loans with flexible terms, letting you build long-term home equity and maximize your energy savings.
Paying in cash provides the strongest payback and lifetime savings. You’ll own your system outright and qualify for all incentives.
Sunwise provides transparent solar financing options with clear terms and no surprises. We help you compare payment plans, understand incentives, and choose the best long-term investment for your home. Our team handles everything from application support to installation scheduling.
“They were friendly, polite, happy to answer questions and told us exactly what to expect. They were able to resolve a problem caused by another installer quickly and efficiently. Santiago was easy to deal with. Recommend without reservations.”
Maria M.
Philadelphia, PA
“The hookup was done in 5 days … the system works great and helping me with electric bills. My bill averages at about 20 to 40 dollars it depends on how cloudy the month has been. Will recommend this company to my friends and family”
William H.
Carnegie, PA
“We had an issue with the initial install, however they quickly corrected the mistake and made everything right. I feel this says more about the company than a perfect install”
John W.
Centre County, PA
Sunwise offers PPA/Lease, low-monthly-payment loans, and cash purchase options. We help you compare each plan to find the best fit for your budget and savings goals.
A solar loan allows you to own your system while making predictable monthly payments.You receive any available state-level incentives, SRECs, and rebate programs, so your long-term savings are typically higher than with a lease or PPA.
Federal incentives for solar change periodically based on IRS guidelines and energy policy updates. While the former 30% federal tax credit is no longer in effect, many homeowners still qualify for state incentives, SREC programs, utility rebates, and local clean-energy credits. Sunwise reviews every available program and shows you exactly which incentives apply to your home.
Yes, many financing programs allow homeowners to go solar with no upfront payment. These plans help you reduce your electric bill immediately while preserving your cash on hand.
A cash purchase provides the greatest payback, while a loan spreads the cost over time with low monthly payments. Our team will run both scenarios to show your long-term savings.
